...is someone we work with on a regular basis, not because we receive any financial benefit from the relationship, but rather because we can ensure the highest possible level of service for you.

Most online lenders offer lower rates because they claim to have “simplified” the process. However, this is only beneficial until the buyer’s qualification ceases to be simple. In other words, most discounted-fee lenders do not have a process in place to ensure a smooth and reliable transaction. Lower rates aren’t always black and white, and if solid transaction systems aren’t in place, it can delay your closing and threaten your ability to take possession of your new home.

Working with a preferred lender allows us to present to the seller that your pre-qualification is from a reputable local source. This can put you at a great advantage, bolster your position, and strengthen your offer. Though it may seem counterintuitive, many sellers in today’s market won’t accept pre-qualifications from internet lenders or even from well-known institutions like USAA and Navy Federal Credit Union.